Once you have a PayPal Credit account, when you check out with PayPal you’ll have the option to select PayPal Credit as your payment method. You can also set PayPal Credit as your default payment source. That way, as long as you have available credit in your PayPal Credit account, every purchase you make with PayPal uses your PayPal Credit account as the payment method. Additionally, we have a PayPal Credit option at checkout. You can also simply choose that option at checkout to look for credit approval upon making your purchase.